Investment and second homes
A second home here can be a joy and a sound investment, as long as the rules and numbers are understood up front.
Overview
Santa Barbara County and the City of Santa Barbara have strict rules on short-term rentals, and those rules vary by zone. Before you buy with rental income in mind, we confirm exactly what is permitted for each property.
We model realistic returns for long-term, mid-term and seasonal rentals, and introduce you to property managers who care for homes as if they were their own.
What is included
- Short-term and mid-term rental rule review for each property
- Rental income and carrying cost modeling
- 1031 exchange coordination with qualified intermediaries
- Property management introductions
- Second home security and caretaking plans
How it works
Investment goals
We define your target return, use pattern and holding period.
Property screening
Zoning, rental rules and realistic income estimates for every candidate.
Purchase
Negotiation and due diligence focused on long-term value.
Handover
Management, caretaking and maintenance plans in place at closing.
Why clients choose this service
No surprises
Rental permissions confirmed before you commit.
Realistic numbers
Conservative projections based on local rental data.
Long-term value
Guidance on the features that hold value on this coast.
Peace of mind
Trusted caretakers for when you are away.
Fees, terms and timing
Everything is agreed in writing before work begins. No surprises at closing.
- Rental permissions
- Short-term rentals are limited in many zones. Mid-term furnished rentals of 30 days or more are often the better path.
- Property tax
- Roughly 1.0% to 1.1% of purchase price per year, plus special assessments that vary by area.
- Insurance
- Premiums for coastal and hillside homes have risen sharply. We get quotes early.
Frequently asked
All questionsIn most residential zones in unincorporated Santa Barbara County, stays under 30 days are not permitted. We verify the rules for each property.
Yes. We coordinate timelines with your qualified intermediary and tax advisor.
It varies widely by property. Many second homes here are bought for lifestyle and long-term appreciation rather than cash flow, and we model both honestly.
Related services
- Estate and trust salesPatient, discreet support for trustees, executors and families selling a loved home.
- New construction and landGuidance on buildable lots, permits and building teams for clients creating a home from the ground up.
- Seller representationA pricing strategy grounded in data, preparation that pays for itself, and a launch that reaches the right buyers worldwide.